How long does it take to get pre-qualified?

The questionnaire takes under two minutes. A loan officer follows up within one business day with matched program options.

Will this pull my credit?

No. Pre-qualification asks for a self-reported credit range. A formal credit pull only happens later with your written consent during a full loan application.

Do you finance investment properties?

Yes, investment properties are all we do. American Mortgage finances rental, flip, BRRRR, and ground-up deals through DSCR, bridge, fix and flip, and construction programs. All loans through this form are for non-owner-occupied investment properties.

What is the minimum credit score?

Programs require a 660 or higher credit score. The form collects a self-reported credit range, and a loan officer matches each borrower to the best-fit program.

Is pre-qualification a commitment to lend?

No. Pre-qualification is non-binding for both parties. Final approval requires a full application, credit verification, documentation, and underwriting review.

Investment Property Loan Pre-Qualification

What type of property?

This helps us match you to the right loan programs.

Primary / Second Home I'll live in this property Investment Property Rental, flip, or BRRRR

Investment property only.

First-time investor?

No wrong answers. Both paths qualify for our programs.

1st Time Investor This is my first property

Experienced Investor I've closed deals before

Purchase, refinance, or cash out?

Tell us what type of financing strategy you're looking for.

Purchasing Refinancing Cashing Out

How is your credit?

A range is fine. We'll pull a soft credit check later.

Purchases require a 660 or higher credit score.

What's your current liquidity?

Cash, savings, and brokerage you could access for closing.

Purchases require at least $25,000 in liquid reserves.

Purchase price or refinance amount?

Loan amounts from $75,000 to $3,000,000.

Please enter an amount between $75,000 and $3,000,000.

Monthly rent, HOA & taxes?

Estimates are fine. Slide to the property's monthly rent (actual or expected).

Monthly rent $0

Monthly HOA

Monthly taxes

Property value & loan balance?

Slide to your estimated property value. Estimates are fine.

Estimated property value $0

Current loan balance (optional)

Property address?

Depending on location we may have specific programs.

Street Address

Street Address Line 2

City

State

Zip Code

Please enter the property's street, city, state, and zip.

Borrower first & last name?

Your identity is protected. No spam, ever.

First Name

Last Name

Please enter your full legal name.

Your email address?

We'll send your pre-qualification summary here.

Please enter a valid email address.

Mobile phone number?

We only call when there's a real offer. No spam.

Please enter a valid 10-digit US phone number.

Thanks, we've got it.

A loan officer will reach out shortly.

What type of property?

First-time investor?

Purchase, refinance, or cash out?

How is your credit?

What's your current liquidity?

Purchase price or refinance amount?

Monthly rent, HOA & taxes?

Property value & loan balance?

Property address?

Borrower first & last name?

Your email address?

Mobile phone number?

Thanks, we've got it.

Welcome back, we've got your request.

STOP

Investment Property Loan Pre-Qualification, American Mortgage

What type of property?

First-time investor?

Purchase, refinance, or cash out?

How is your credit?

What's your current liquidity?

Purchase price or refinance amount?

Monthly rent, HOA & taxes?

Property value & loan balance?

Property address?

Borrower first & last name?

Your email address?

Mobile phone number?

Thanks, we've got it.

Welcome back, we've got your request.

STOP